Here's my ten cents, more from a Classic Fallout perspective:
ST: This stat has issues.
1. Strength is too easy to up. In FO1 you could gain +4 ST, +3 from PA and +1 from implant. FO2 allowed you to up ST in six points (+3/4 PA/APA, +1 Implant, +1 Gain Stat perk). So the perfect ST was 6/5/4...