I think you just put into words why Fallout is so appealing to me as well. That’s exactly it. Thank you.
It really just randomly came in my mind when I was trying to think of what made the first Fallout so special for me other than the setting. I had played console RPGs before I played Fallout but I was always a little wary of touching a PC RPG as it seemed to involve so much numbers and understanding of RPG rules that I thought that it would be very complex for someone who usually only played platform games, FPS games, and point'n click adventure games. That every build that I would make would very bad.
It may surprise you how long it took for me to find out that I had actually earned experience points that allowed me to improve skills.
I still needed an explanation guide from others how to put together the most balanced builds that allows the use of all action points. (my first build only had seven)
I am probably still hesitant to play any Goldbox games.