The number of Americans who lack basic healthcare coverage now numbers more than 42 million, with millions more underinsured (estimates of the total number of uninsured and underinsured are as high as 85 million). Ironically, the number of uninsured includes millions of workers, who pay a 4.8% federal tax on their wages to support healthcare for senior citizens and the indigent (Medicare and Medicaid) while being unable to afford basic healthcare coverage for themselves and their families.
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Most adults without insurance are employed, but their companies don't provide coverage. Paying insurance premiums out of pocket, however, is expensive, and cost prohibitive for most middle and low-income workers. For example, according to a recent study by Families USA, coverage for a healthy 25-year old woman averages $2,459 a year. For a healthy 55-year old woman, the cost would be $4,934.